OmniCore Digital | Next-Gen Digital Banking & Fintech Solutions

Key Features of OmniCore CBX

Redefining the Future with Groundbreaking Innovation, Unparalleled Performance, and Endless Possibilities Across Every Industry

1

Corporate Internet Banking & Mobile Banking

Multi-Device, Responsive Design

OmniCore CBX is optimized for both corporate internet banking and mobile banking apps, offering a responsive and seamless experience across devices (desktop, tablet, and smartphone).

Mobile Banking App

The platform includes a native mobile app for iOS and Android that enables corporate clients to access real-time banking services, including transaction approvals, fund transfers, account management, and payment processing on the go.

2

Omni-Channel Corporate Banking

Unified Transaction Management

Seamlessly integrates multiple banking channels—web, mobile, and in-branch—ensuring consistent real-time transaction processing and reducing the risk of errors.

Cross-Platform Synchronization

OmniCore CBX offers real-time syncing of activities across all platforms, making it easy for corporate clients to conduct transactions, view balances, and manage accounts from any device.

3

AI-Driven Banking Features

Predictive Analytics

AI-powered analytics provide insights into financial patterns, cash flow predictions, and decision-making processes for business owners and financial managers.

Fraud Detection & Prevention

Advanced machine learning algorithms analyze transactions and user behavior in real-time to detect anomalous activities, preventing fraud and unauthorized access.

AI-Powered Virtual Assistant

The AI-driven chatbot assists in automating basic inquiries and facilitating self-service for corporate clients 24/7, improving user experience and reducing support costs.

4

Low-Code Customization and Visual Studio Integration

Agile Customization

Non-technical users can quickly design workflows, implement custom business rules, and make system updates using the intuitive low-code platform.

Rapid Development & Deployment

The Visual Studio integration allows for fast deployment of new features, facilitating a flexible, low-code approach for IT teams to build, test, and launch updates.

5

Real-Time Customer 360 Dashboards & Analytics

360-Degree Customer View

OmniCore CBX offers a comprehensive view of customer activity, including transaction history, balances, payment schedules, and detailed financial reports to enhance corporate client relationship management (CRM).

Customizable Reporting & Dashboards

The platform features powerful reporting tools that generate real-time, on-demand reports, providing insights into financial performance, KPIs, and compliance metrics.

6

Push Notifications & Alerts

Instant Transaction Notifications

Real-time alerts notify corporate clients about key activities such as approval requests, high-value transactions, and critical updates, ensuring timely decision-making and proactive management.

Customizable Notification System

Notifications can be configured for specific events such as overdue payments, suspicious transactions, or compliance-related deadlines.

7

Tokenization & Secure Data Protection

Tokenization for Payment Security

OmniCore CBX employs tokenization technology to replace sensitive financial data with secure tokens, mitigating the risks associated with data breaches and ensuring PCI-DSS compliance.

Data Encryption

All data is encrypted in transit and at rest, maintaining the integrity and confidentiality of sensitive information.

8

Workflow Automation & Maker-Checker Flows

Customizable Workflow Automation

OmniCore CBX allows banks to automate complex corporate banking processes, such as transaction approvals, document processing, and payment reconciliation, to enhance operational efficiency.

Maker-Checker Workflow

The Maker-Checker flow ensures proper segregation of duties, whereby one user initiates a transaction, and another user must verify and approve it, ensuring greater security and control over financial activities.

9

Business Rule Engine (BRE)

Dynamic Rule Management

The Business Rule Engine provides the flexibility to define, modify, and enforce business logic across corporate banking operations, such as loan disbursements, transaction limits, and payment processing rules.

Automated Compliance

Ensures that all transactions comply with local and international regulations, such as AML (Anti-Money Laundering), KYC (Know Your Customer), and FATCA, by automatically applying the defined rules during transaction processing.

10

Pre-Integration with Leading Core Banking Systems

Seamless Core Banking Integration

OmniCore CBX integrates effortlessly with industry-leading core banking platforms (e.g., Temenos, Finacle, Flexcube), ensuring smooth data synchronization and real-time transaction updates.

Flexible Core System Compatibility

Supports integration with multiple core banking systems, enabling banks to modernize their infrastructure while preserving legacy systems.

11

Compliance and Audit Trails

Regulatory Compliance

OmniCore CBX is fully compliant with global banking regulations and frameworks, including GDPR, AML, KYC, and BASEL III, ensuring that the platform adheres to industry standards.

Audit Trails

Detailed logging and fine-grained auditing provide a comprehensive record of all user activities and system interactions, supporting transparency and compliance during internal and external audits.

12

Scalable Microservices Architecture

Containerized Microservices

Built on a microservices architecture, OmniCore CBX allows for flexible scaling, ensuring optimal performance even as transaction volumes increase.

Cloud-Native & Hybrid Deployment

OmniCore CBX supports deployment in both cloud-based and on-premise environments. It is compatible with VMware, OpenShift, Google Kubernetes Engine (GKE), AWS Elastic Kubernetes Service (EKS), Oracle Kubernetes Engine (OKE), and Azure Kubernetes Service (AKS), enabling seamless integration into existing IT infrastructures.

13

Multi-Layered Integration & Security

Third-Party System Integration

OmniCore CBX offers seamless integration with external systems such as payment gateways, ERP systems, CRMs, and accounting software through secure APIs.

Enterprise-Grade Security

The platform ensures that all external integrations are performed in a highly secure manner, protecting sensitive data from unauthorized access.

14

Multilingual Support

Language Flexibility

OmniCore CBX supports multiple languages, including Arabic, English, Spanish, and Hindi, making it accessible for corporate clients across regions and improving user experience in diverse markets.

OmniCore CBX

OmniCore CBX Overview